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Donnchadh Ó Laoghaire TD proposes amendments to protect mortgage holders

18 June, 2019 - by Donnchadh Ó Laoghaire TD


Tomorrow morning will see the Land & Conveyancing Bill come before the Justice Committee. Sinn Fein Justice spokesperson will be tabling amendments in order to strengthen the Bill with the aim of further protecting mortgage holders.

Speaking this evening Teachta Ó Laoghaire said: 

“I have tabled a number of amendments to the Land & Conveyancing Bill which I hope will strengthen the Bill further. This follows consultation with the Free Legal Advice Centre.

“Throughout the state there are tens of thousands of people in mortgage arrears who are worried about repossessions, despite their best efforts to make payments.

“The Government, backed by Fianna Fáil, has been far too slow to protect people, and prevent evictions. They have been more interested in making room for vulture funds.

“While the bill is welcome, it has several shortfalls and we have tabled a couple of amendments to further protect and benefit those in mortgage arrears.  

“Firstly, I have put forward two amendments which seek to allow the Bill apply to homeowners who are already in arrears - which it doesn’t allow for at present. This would provide protections for the thousands of ongoing cases that currently have none.

“We are also calling for the expansion of access to Civil Legal Aid for those facing legal cases in relation to mortgage arrears.

“Finally, I have submitted an amendment which would increase the powers of the Circuit Courts in allowing them to refuse repossession orders in particular circumstances - a safeguard which I feel could significantly benefit mortgage holders.

“I have yet to receive confirmation from the Minister as to whether or not he is happy to support any of these amendments, but I will be impressing upon him the significant deficit that exists in the legislation as it stands currently, and the impact which these amendments could have.

“I would hope that, in line with his comments to date these amendments will be warmly received.”

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