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‘Donegal Surcharge’ sees Insurers charging Donegal drivers €1,200 more for Insurance than elsewhere - Pearse Doherty TD

9 August, 2019 - by Pearse Doherty TD


Sinn Féin Finance spokesperson Pearse Doherty TD has hit out at the insurance industry following new evidence which has revealed that drivers in Donegal are being charged substantially more for insurance cover than motorists living elsewhere.

The practice by the industry is resulting in drivers in Donegal being hit with higher premiums, with a recent online quote issued to one Donegal motorist being over €1,200 higher than the same driver living in Co. Kilkenny.

Teachta Doherty said:

“While nothing surprises me anymore when it comes to the insurance industry, I have to admit that even I was taken aback when I first seen these figures.

“The online quote of €5,843.58 was issued to a 24 year old first time driver living in Letterkenny, holding a full Irish licence for two years, without any premiums claims or penalties.

“Had the man in question lived in Kilkenny City then his insurance would have cost him €1,202.54 less for the exact same level of cover.

“Similar discrimination is being faced by experienced drivers in Donegal, with a quick search online resulting in a motorist from rural Donegal who holds the maximum no claims bonus receiving a quote 20 per cent higher than had the same person resided in rural County Kilkenny.

“And using insurance companies’ instant online quote facilities we can see that time and time again the quotes generated for a driver in Donegal will be considerably higher than when compared to those living elsewhere.

"This is despite Donegal having some of the lowest personal injury award levels by head of population last year, coming 24th according to data compiled by the Personal Injuries Assessment Board.

“There is no excuse imaginable that the insurance companies can possibly use to even begin to justify these huge cost differences.

“Clearly, these quotes prove that insurance companies are engaged in discriminatory practices without any transparency – that is deplorable, unfair and simply wrong.

“This discriminatory practice of what would could be called a ‘Donegal Surcharge’ is unacceptable.

“I have repeatedly called out the ‘spin’ being peddled by insurance firms operating here because ordinary people have had enough of being gouged by their shameless profiteering.

“I am also on record as being extremely critical of the government’s failure to properly tackle the issue of rocketing premiums and while some of the efforts made over recent months aimed at reforming the sector are to be welcomed they have been far too slow to materialise.”

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